Terms of Service
Last Updated: July 30, 2026
Welcome to the Debt Payoff Tracker, operated by Digital Design Boutique ("we," "our," or "us"). By using our web application located at debt-payoff-tracker.app.digitaldesignboutique.com, you agree to comply with and be bound by the following terms. Please read them carefully.
1. Informational Purposes Only (Not Financial Advice)
- The Debt Payoff Tracker is a mathematical calculating and logging tool designed to help you visualize your debt acceleration strategy (such as the Snowball or Avalanche methods).
- We do not provide professional financial, legal, investment, or tax advice. All payoff timelines, interest calculations, and debt-free date estimates are projections based strictly on the data inputs and statements provided by you.
- You should consult with a certified financial planner or licensed advisor before making major financial decisions or changing your baseline repayment plans.
2. Fair AI Usage & Security Account Management
- Your lifetime access tier grants you full access to our automated data extraction pipeline. You agree not to exploit, abuse, or intentionally spam our Vercel AI Gateway parser with broken, corrupted, or non-statement documents.
- You are entirely responsible for maintaining the privacy of your account access credentials. You agree to notify us immediately at support@digitaldesignboutique.com if you detect any unauthorized access to your account profile data rows.
3. Limitation of Liability
- While we leverage banking-grade AES-256 bit encryption and strict Row-Level Security (RLS) to safeguard your cloud database, we cannot guarantee that the application will be entirely error-free or uninterrupted at all times.
- In no event shall Digital Design Boutique, its owners, or its developers be held legally liable for any financial losses, damages, credit score adjustments, or personal budgetary decisions resulting from the use or inability to use this software tracking platform.
4. Contact Us
If you have any questions or require support regarding these terms, please contact us at:
Email: support@digitaldesignboutique.com
Website: debt-payoff-tracker.app.digitaldesignboutique.com